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Homeowner's Insurance For Robson Retirement Communities and all of Arizona
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The Charles Company & Associates specializes in homeowner’s insurance for Robson retirement communities and all of Arizona. The office is located in Sun Lakes, AZ. Call or visit anytime to discuss your home insurance needs.
As an independent insurance agency, The Charles Company & Associates, Inc. can help you get the best coverage, for the best price, according to your needs and budget. The Charles Company is not limited to one insurance company for policies. When it comes to insurance, one size does not fit all. We work for you, not an insurance company.
Get Significant Discounts When You Bundle Home & Auto Insurance
When your home insurance and auto insurance are written by the same company then you can get significant discounts. You save by bundling the two. The Charles Company & Associates will help you find the best policies for you, without in-house company limitations. Contact us today to see how you can save.
Home Insurance Coverages
Here are the different types of coverages which we can discuss with you:
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Dwelling
Covers home and attached structures.
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Other Structures
This covers structures that are not attached to your home, such as a detached garage or block walls.
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Personal Property
This covers your personal possessions.
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Personal Liability
This provides coverage if you ever become involved in a lawsuit. A lawsuit could happen from any number of reasons, and unfortunately we live in a litigious society.
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Medical Payments to Others
If individuals are injured while on your property this coverage is for medical expenses.
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Additional Living Expenses
This provides coverage for expenses if you ever have to stay somewhere besides your home while your home is getting repaired due to a covered loss.
Optional Home Coverages
The following optional coverage can provide additional protection for your home in each of their respective circumstances:
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Guaranteed Home Replacement Cost
When other coverage is not adequate to repair the home, this covers full replacement cost for the home.
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Water Backup of Sewers or Drains
Backup of sewers or drains can cause water damage to floors, walls, furniture and electrical systems. This provides coverage for that type of damage.
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Ordinance or Law Coverage
This provides coverage to help get your property up to code, according to local laws and ordinances.
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Equipment Breakdown
Provides coverage for when electrical or mechanical equipment fails, such as the air conditioner.