Auto Insurance For Robson Retirement Communities and All Of Arizona
Auto insurance is a legal requirement in the State of Arizona, but even if it wasn’t the law, the smart choice is to have it! State law only requires liability coverage, but there are multiple reasons to consider additional coverages which are mentioned below.
According to the Arizona Department of Transportation there were 127,056 vehicle accidents in Arizona in 2018. Out of those accidents the number of individuals that were killed were less than 1% (but not 0), over 28% caused bodily injury, and over 70% caused property damage.
Ask yourself what would happen if you were in one of those accidents, and the medical expenses of those injured or the property damages exceeded what your current policy covers. Where would the difference come from? Can one unlucky incident threaten your current housing availability or your entire financial security? Yes, in some cases it can. In the worst case scenario, the prevention of which is the purpose of insurance, the average cost for each death in a car accident is over $1.5 million.
Can you rely on the other driver’s insurance? Absolutely not. According to the Insurance Information Institute, 12% of Arizona drivers are uninsured. Additionally more drivers are under-insured. So even when the accident is the other driver’s fault, there’s a chance they won’t cover damage to your vehicle or your medical expenses.
When you go to other insurance agencies, you’re limited to the policies that are available within the company. When you come to an independent agency like The Charles Company & Associates, that limitation doesn’t exist. We strive to get you the best policy for the best price according to your driving habits, without being limited to one company.
Get a quote today. We'll listen And work with you to make sure you've got the best policy for your needs.
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Fill out this form to get started
Fill out this form to get started
Fill out this form to get started
Get Significant Discounts By Combining Auto Insurance With Home Or Renter's Insurance
When your auto insurance and home insurance or renter’s insurance are written by the same company then you can get significant discounts. You save by bundling the two. The Charles Company & Associates will help you find the best policies for you, without in-house company limitations. Contact us today to see how you can save.
Combine Policies For Additional Vehicles & Save
Getting an auto insurance policy through The Charles Company also makes you eligible to get coverage for the following vehicles. Get a combined discount when your policy covers each additional vehicle.
- Golf Cart
- Motorhome, RV, Trailer
- Classic Car
- Converted or Modified Car
Get A Quote Today
Your vehicle is a central part of your lifestyle. It is your connection between all of the important places you go every day. We will create a personalized insurance plan for you which is tailored to the coverage you need.
You can drive with confidence knowing that you are well taken care of. Contact us today and we will provide our professional advice on your personal auto insurance coverage needs.
Auto Insurance Coverage Options
Injury and Property Damage Liability*
This is what is required by State law. It covers damages when others are injured or the damage of the property of others.
Collision*
Covers the cost of repairing your vehicle when you’re involved in an accident.
Medical and Personal Injury*
Covers your medical expenses or the medical expenses of you and your passengers.
Comprehensive*
Covers the cost of damages to your vehicle caused by other factors besides collision, such as fire, vandalism, hail, theft, glass, or an accident with an animal.
Uninsured Motorist*
Covers the costs of injury, damage or death up to policy limits when the the other driver does not have insurance.
Underinsured Motorist*
Covers the costs of injury, damage or death which is not covered by the other driver up to policy limits.
Roadside Assistance*
Often Called Road Trouble Service. Get assistance with your vehicle if you need a jump start, lock your key inside, run out of gas, or get a flat tire.
Additional Expense*
Covers the costs of a rental car when you can’t use your vehicle due to an accident.
Loan Gap/Lease Gap*
Covers the difference between the current value of your vehicle and the amount you still owe on your lease or loan.
*All coverage is subject to policy limits and deductibles.
